Change is constant, so we keep a pulse on current events, industry trends, and changes that may affect our clients.


Insurable Values

The Changing Value of Property Risk

Environmental and economic factors have driven surges in both commercial property losses and insurance premiums. How can companies ensure they are properly valuing their property risk and obtaining adequate insurance...

StempleCrites Volunteer Outing

On Wednesday, April 21st, StempleCrites volunteered through the Piedmont Park Conservancy to assist in the sustainability and transformation of Piedmont Park.  We spent the morning helping to weed, spread mulch,...
Blog, Insurable Values

Report Accurate Property Values to your Underwriter

“We are usually aware if values are under reported and rates are adjusted upward to reach needed premium level”. – Senior Underwriter Periodically we have discussions with underwriters. Recently they indicated a...
Blog, Insurance

Are your property limits adequate or are you mis-insured?

The hard property market for the past few years has had a huge impact on the terms and conditions of property policies.  Higher premiums generally get most of the headlines,...

StempleCrites celebrates 3rd Anniversary

StempleCrites LLC just celebrated its 3rd Anniversary (8/1/20). The past year has seen our business continue grow, prompting a new(ish) location which allowed us to appropriately space in this locked-down world....


We have logged millions of airmiles during our careers to meet with clients and inspect assets, and we expected to add to that total this year.  The pandemic has temporarily...

“Can you perform a desktop appraisal?”

The number one business question I am getting right now is, “Can you perform a ‘Desktop’ appraisal?” Can appraisals be done via desktop? – Yes. Should appraisals be done via...
Insurable Values, Uncategorized

StempleCrites article published by the CPCU in Spring 2020 issue

The CPCU Society published an article written by Mark Crites in its most recent issue. The article “A Look at How Inflation, Mergers and Acquisitions, and Location Affect Insurable Values...
Insurable Values, Uncategorized

Insurers push back on bad property estimates

Posted On: Feb. 1, 2020 12:00 AM CST Claire Wilkinson Commercial property valuations in insurance contracts are garnering heightened scrutiny in a hardening market as insurers burned by unexpectedly large...

StempleCrites presenting at Atlanta RIMS Educational Conference

Mark Crites will be presenting at the 2020 Atlanta RIMS Educational Conference on February 13, 2020. His topic will be Rate x Value. It’s more than just a Premium Calculation....

StempleCrites Supporting Youth Charities – 2019 Soapbox Derby

The Madison Avenue Soapbox Derby raised over $25,000 this year in support of the Global Village Project, a special purpose middle school, serving refugee students from Clarkston, Georgia – one...
Insurable Values, Risk

The Rates They Have Been A Changin’.

While at RIMS 2019 and since, seems like every risk manager, broker, property placement specialist, and carrier I have spoken with has brought up the fact that the market is...

StempleCrites celebrates 2nd Anniversary

StempleCrites is celebrating its 2nd Anniversary (8/1/19). We would like to thank everyone; from those who have kindly connected via LinkedIn, to those who have trusted us to help them,...

Q1 P/C Market Survey 2019

Key takeaways from The CIAB Commercial Property/Casualty Market Report Q1 2019.

2019 Spencer/ Gallagher Golf Tournament

StempleCrites LCC helps sponsor the 2019 Spencer / Gallagher Gallagher and the Spencer Foundation Board invite you to join us in Boston for the 28th Annual Spencer/Gallagher Golf Tournament benefiting the...